Can you add insurance at any time and still get paid?

• A. Yes
• B. Sometimes
• C. No
• D. Only during promotions

Answer: (C)

Insurance must be in effect at the time the incident occurs. You can’t add it after damage and still receive payment for that incident. Protection plans are active only if you enroll within the permitted window after activation or purchase (often within about 30 days). If you wait beyond that window, the plan won’t cover the event, and a claim can be denied. Promotions don’t override this rule—the payout depends on having an active protection plan at the time of the incident. To stay eligible, enroll within the allowed window and verify the protection is active in the account before filing a claim.